Insight on Business

July 2013

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"Prairie States is a great fit for Auto-Owners because we share similar values – great customer service, timeliness, accuracy, value. Their ability to keep our costs down year to year is a great advantage for us. Their trend numbers, compared to plans offered by other administrators, are far better. They've done a fantastic job on our large-scale enrollments for programs like Optimal Health Wellness, and in acting as our advocate regarding issues impacting our plan. The day-to-day attention our staff and associates receive is phenomenal." Daniel J. Thelen, Senior Vice President Auto-Owners Insurance, A Fortune 500 Company Our clinical approach to health care management helps employers provide high quality, self-funded health insurance benefits to their employees at an affordable cost. Our cost containment programs reduce claims cost and keep trend far below the national average.* Average national trend for medical claims cost: 10.68 %* Average trend for Prairie States clients' medical claims cost: 1.63% *Over the last ive years, as reported by Aon for the same period. As derived by the actuarial irm Donlon & Associates, Inc., 2013. www.prairieontheweb.com *

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