Insight on Business

October 2013

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Experience. Our key to hassle-free benefits. Benefits are more complex than ever. Delta Dental insurance is simple and straightforward – like it's always been. It improves people's health and makes employees happier without denting anyone's bottom line. Health exchanges in Northeast WI I nsurance brokers are finding themselves on the frontline of questions on the new health insurance exchanges, launched Oct. 1 as a result of the federal Affordable Care Act. What are they Hanson: hearing? "Just take a breath." "Everything from panic to apathy," says Chris Hanson, president of Hanson Benefits, who was among insurance professionals invited by Insight to share her perspective on the ACA. "What we're trying to do to alleviate some of the panic is to say: 'Just take a breath.'" Hanson and other insurance brokers have been showing their clients and potential clients a list of providers on the Wisconsin Health Insurance Marketplace that will participate on the new exchange. Those available on the individual market in Northeast Wisconsin are: Dean Health Plan (Prevea 360), WPS Health Plan (Arise), Common Ground (a new regional health insurance cooperative), Compcare Health Services and Molina Healthcare of WI. Common Ground and WPS will also offer businesses the Small Business Health Options Program (SHOP) on the exchange. Employers are required to give all their employees information on the exchanges, available online at www.healthcare.gov. The marketplaces are a key aspect of President Barack Obama's health care law, which requires everyone to have insurance by Jan. 1 or to pay a penalty. About 500,000 people in Wisconsin are expected to seek coverage through the exchange, including about 92,000 who will lose Medicaid coverage in January and some 400,000 who are uninsured. –Margaret LeBrun Now there's a Delta Dental Difference that's really different. Learn more at www.deltadentalwi.com. Experience. The Delta Dental Difference. 32 | Insight • O c t o b e r 2 013 Hear the complete podcast of Insight's roundtable on the Affordable Care Act on Youtube. Search for InsightmagazineWI/ Affordable Care Act. w w w. i n s i g h t o n b u s i n e s s . c o m

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