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w w w . i n s i g h t o n b u s i n e s s . c o m J u n e 2 0 14 • I nsIgh t | 33 home equity loan to pay for college, will they be able to still get a new roof if they need it?" she says. Starting early Choosing the right school is the first choice students and families need to make. For some, that may mean a technical college or starting at a two- year UW campus and transferring elsewhere to receive a bachelor's degree. At Kimberly high school, Principal Mike Rietveld says guidance counselors meet with juniors to discuss their post-high school plans openly and honestly. "We talk to them about what they want to do and then bring some reality to the situation," he says. For example, if a student has his heart set on an expensive private college, the counselor can figure out what kind of student debt he could be looking at, as well as what the average salary is for a graduate with that type of major he's considering. Khs also promotes its Advance Placement (AP) offerings, which allow students to earn college credit for classes taken in high school. "We start talking about that with students in seventh and eighth grade and how they can use these classes to earn college credit and save them some costs down the road," Rietveld says. In the end, parents and students need to realize that a four-year education isn't for everyone, says Rietveld, who began his own college education at FVtC. FVtC students can earn credits they can take elsewhere – like Rietveld The average college student in Wisconsin graduates with $25,000 in debt, according to the One Wisconsin Institute. Baylake Bank has been serving individuals and businesses in Northeast Wisconsin for more than 135 years and we look forward to serving clients from this new Financial Center. At Baylake Bank, we take pride in offering our clients responsive and excellent service. Your Baylake Bank Appleton Financial Center is home to a staff of professionals who live and volunteer in the Fox Ci es, and who understand the business make-up of the community. Experience the lending support, qualified advice and convenience service enhancements that you will receive with us. Helping Build The Good Life TM EQUAL HOUSING LENDER NOW OPEN! Appleton Financial Center 333 S. Nicolet Road Appleton, WI (920) 731-4440 www.baylake.com Graduate Programs Think Again! Discover how flexible, affordable and enjoyable it is to take graduate classes at St. Norbert College. Upcoming classes include: Bioethics: Birth, Health, Death & Choice by Dr. Ben Chan Christology by Dr. Howard Ebert Foundations of Servant Leadership by Dr. Corday Goddard Want to learn more? snc.edu/go/gradprograms Or contact Dustin Thill 800-236-4878 • dustin.thill@snc.edu